LOL : Take Your Prescription America

2009 October 30
by 1familyman

Sometimes a picture is worth a thousand words.  This is for everyone in America and who will come to America except Congressmen and Senators.

Perscription

2009 September 17
by 1familyman

Ronald Reagan Speaks Out Against Socialized Medicine

Want the ‘public option’ Listen to this.

Clear Your Mind About the National Debt: Debt Clock

2009 September 9
by 1familyman

U.S. National Debt Clock : Real Time

Is all this talk about the National Debt confusing.  Spend 5 focused minutes digestion this ‘Debt Clock’ .  

09.12.09 March on Washington | List of Buses Coming to DC

2009 August 29
by 1familyman

List of Buses Coming to DC

Here is a list of buses coming to DC for the event. We just got this update, so please get in touch with the local person organizing the bus in your area.  Note that FreedomWorks is not paying for any buses. All buses will be paid for by those riding to DC.

If you know about other buses coming to DC, please post the information in the comments section below and we will attempt to do our best to update the site. The general form of each listing is state, city, contact info, website, and date of departure and return. Thanks!

AR Little Rock maryweb@suddenlink.net Mary 10th 13th
AL Birmingham kristin.brantley@yahoo.com Kristin 11th13th
AL North Alabama: http://shoals2dc.webs.com/travelwithus.htm
AL Birmingham: http://shelbycoteaparty.wordpress.com/
AL South Alabama: http://www.wetumpkateaparty.com/Wetumpka_T.E.A._Party/Prattville.html
AL Florence therevolutionparty@gmail.com Denel 11th 13th
AR Jonesboro/Paragould B740@aol.com Brinda No Hotel in and Out
CT Hartford Ken Mandile, www.worcesterteaparty.com
CT Wallingford/Hartford newhaventeaparty@gmail.com Tanya10th 13th
FL Jacksonville joshua0853@gmail.com Joshua 11th13th
FL Jacksonville chapinv@hotmail.com Veronica
FL Palm Bch Gardns lw39800@bellsouth.net robertotinoco1971@hotmail.com 11th13th
FL Ocala rdahl33236@aol.com Pam 11th 13th
FL Orlando (407)330-3692/903(725)7146(407)461-0815 Tina 11th13th
FL St. Augistine unitedamericanteaparty@yahoo.com BreeLee
FL Tallahassee puppygirl1951@embarqmail.com Connie 10th 13th
GA Atlanta jlmcgraw@aol.com Joy 10th 13th
GA Henry County jdhinton2003@yahoo.com Joyce 11th 13th
GA Madison/Athens/Bogart/Greensboro jjgrammy60@aol.com Jeanie 11th 14th
GA Sandersville/Augusta/Maconsville chapmanscott@att.net Scott 10th 13th
GA Savannah emanchapi@yahoo.com Elizabeth 11th 13th
GA St. Simons/Brunswick Dawn 10th11th
IL Rkford/Chig berbs lathomas7@yahoo.com Ilteaparty@gmail.com Linda11th 13th
IN Ft. Wayne conniekovas@hotmail.com Connie 11th13th
IN Evansville Cheryl.bratton@gmail.com 11th 13th
IN Indianapolis Julie@curingcoldfeet.com Julie 11th 13th
IN Northwest Indiana kimhhunt@comcast.net Kim 11th 13th
KS Topeka topeka912project@att.net Theresa 11th 12th
KY Burlington nbarraclough154@hotmail.com Nancy Hotel? In and Out?
KY Louisville louisvilleteaparty@gmail.com ??
MA Worcester kmandile@swissturn.com Ken 11th13th
MI Detroit ajcruiser1235@yahoo.com AJ Hotel?? In and Out??
MI Detroit juanita-parker@att.net Juanita Hotel ?? In and Out??
MI Lansing,http://michigantaxes.com/wordpress/update-tc-to-dc-912-bus-to-washi… Ann Arbor Sep11-13th Overnight
MI Midland, P/U up along I-75 at M-21. www.wethepeopleofmidmichigan.org
MI Traverse City dwnwrd Jennifer_MI, Dist. 8 Cord See Post Below No Hotel In and Out
MI Port Huron-US23 pickups along Jennifer_MI, Dist. #8
MO Joplin rwoodu2@yahoo.com
MO Statewide/St. Louis/Springfield/Columbia patsy039@centurytel.net Patsy10th13th
MS Jackson msteaparty@gmail.com Julia 11th 13th
NC Columbus/Asheville mgarrell77@gmail.com Mark 11th12th
NC Hickory flowergirl5757@yahoo.com Susan 11th13th
NC Morehead City info@moreheadteaparty.com No Hotel- In and Out
NC Raleigh tmedlin@mindspring.com Tina 11th13th
NC Roanoke lakememere51@yahoo.com No Hotel – In and Out See Post
NC Wnstn Salm, Raleig Durh Nancy 336-766-6349/336-408-0511, no hotel
NY Rochester longlivethequeen@metrocast.net Shona No Hotel – In and Out
NJ Morristown mailto:info@themorristownteaparty.org No Hotel- In and Out
NJ Northfield 609-645-7448 Susan No Hotel – In and Out
NJ Manasaquan 732-456-4495 Mike No Hotel In and Out see post
NJ Paramus See Post No Hotel – In and Out
NJ Wall Twnshp Blmar Blvd/Grdn St. Pkwy 732-660-7062 Rem No Hotel In and Out
NJ Atco Bus will leave at 6am contact: terrydelong2003@yahoo.com
OH/KY Cini/Dayton/Portsm/ Louisvi/Lexing/Ash Ladye32@fuse.net Brenda 10th13th
OH Lima Viki Reeder 419-991-2622 12th 12th
OH Calcutta/Boardman/Youngstown/Columbiana/Lisbon/W. PA and W. Virginia, and all along the E. area of Ohio. Contact Linda at 330-385-1357 In and out No Hotel
PA Pitt/North Hills/Monroeville pghteaparties@aol.com No Hotel In and Out
PA Dubois sppafish@hotmail.com Patty No Hotel in and Out
PA Central PA State College info1@912CentralPA.org No Hotel In and Out
PA York Gen at gen_jackson2000@yahoo.com for more information.
PA St. Marys/DuBois NW PA cama58@comcast.net No Hotel – In and Out
PA/OH Pittbgh/Calcut, clse Estrn and Sthrn OH, WV Linda 330-385-1357 No Hotel In and Out
PA Pottsville (Cabella’s): adhocamerica@verizon.net Bruce Johnson– 570-739-1556,
PA Belvidere: John Clemmer–jclemmer430@comcast.net
PA Doylestown: Karin Stocking–KarinStocking@MSN.COM
PA Ephrata www.reclaimliberty.org Laural Lynn 717-228-7524 laurellynn@verizon.net
PA Westchester: dibiaggio@comcast.net see post $35 IN and Out No Hotel
SC Spartanburg boilingspringsteaparty@charter.net Maria See Post
SC Myrtle Beach jewelsofthesea@sc.rr.com Janet 11th13th
TN Chattanooga steel9531@comcast.net Shirley 11th 13th
TN Chattanooga artsygirl@dishmail.net Angie 11th 13th
TN Memphis cathys@bigriver.net Cathy 10th13th
TN Nashville sykes113@frontiernet.net Jim 11th13th
TX Woodland www.thewoodlandsteaparty.com.
VA Bristol ccoburn3@gmail.com Cathy No Hotel – In and Out
VA Richmond Laurajalcorn@gmail.com Laura No Hotel – In and Out
VA Virginia Beach http://taxdayteaparty.wordpress.com/ karen@hrteaparty.com
VT Brlington Te Part/Nrthrn Vt. burlingtonteaparty@gmail.com Pat No Hotel – In and Out
VT Klingtn/Rutlnd/Sothn Vt. rutlandteaparty@gmail.com John No Hotel – In and Out

Aug 29th, 2009 Everyday

2009 August 29
by 1familyman

 

 

C.Marshalli

Image by albyper via Flickr

 

Learning , sharing,  growing , changing . . .  creating      wonderful excitement.

Hacker accused of massive ID theft – Washington Times

2009 August 18
by 1familyman
BAGHDAD, IRAQ - MARCH 11: An Iraqi employee of...

Image by Getty Images via Daylife

A bit of identity theft news which hit the news nationwide Tuesday 8/18/09.  I’m happy with my solution to this conundrum.  [ Click Here ]    Remember, it is not enough to be told you have a disease, you want to get well again. Now for the news . . .  

Albert Gonzalez, 28, of Miami, was charged Monday with conspiracy to commit wire fraud. Authorities say he hacked into the computer networks of major American retail and financial outlets, stealing data relating to more than 130 million credit and debit cards, about one-tenth of the U.S. total, authorities said. Authorities said Mr. Gonzalez, whose online nicknames included "soupnazi," worked with two men in Russia and targeted the 7-Eleven convenience store chain; Heartland Payment Systems, a New Jersey-based company that is one of the world’s largest credit and debit card payment-processing companies; and Hannaford Brothers, a supermarket chain in the Northeast. The indictment says the scheme also targeted two other companies, which it did not name. "Upon stealing the credit and debit card data, Gonzalez and the co-conspirators would seek to sell the data to others who would use it to make fraudulent purchases, make unauthorized withdrawals from banks and further identity theft schemes," the Justice Department said in a statement.  

Source: Hacker accused of massive ID theft – Washington Times

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Standard and Expanded Comparison

2009 August 17
by 1familyman
Pre-Paid Legal Services, Inc. 

 

 

 

 

 

 

Image via Wikipedia

$9 / month less than Expanded  2hrs pre-trial time
$16/month

 

$9 / month more than  Standard 17.5 hrs pre-trial time
$25/month

Standard Family Plan

Preventive Legal Services

Phone Consultations on Unlimited Matters

As a member, you can consult with your Provider Law Firm toll free by phone on any personal or business-related matter. Just call your Provider’s toll-free number during regular business hours when you have a legal problem or question.

Phone Calls and Letters…

A phone call or letter from your Provider Lawyer can get you the results you want fast. Your Provider Lawyer will recommend a letter or phone call when that is the best step for you. One call or letter per personal subject related matter is free with your membership. Plus, you’ll receive two business letters each year at no additional cost! Additional assistance for same subject at 25% discount.

Contract and Document Review…

You can have an unlimited number of personal legal documents, up to ten pages each, reviewed by your Provider Lawyer. Included each year is one business document review at no additional cost! Your Provider Lawyer will analyze the documents and suggest changes for your benefit before you sign.

Wills for You and Your Family…

A Will for you at no additional charge, not just a "simple" Will, but one that meets most Americans’ needs – with free yearly reviews and updates. Wills for covered family members are just $20 each; changes and updates $20. Trust preparation is available at a 25% discount.

* Additional Information & Exclusions

Motor Vehicle Legal Expense Services

Minor Legal Expenses

Your Provider Lawyer will represent you or your covered family members against moving traffic violations at no additional cost to you. Now you can have help with traffic tickets and not have to worry about the cost of representation.

Major Legal Expenses

Your Provider Lawyer will defend you or your covered family members when you are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide, or Vehicular Homicide at no added cost to you.

And add up to 2.5 hours for help with..

  • Damage recovery service
  • Driver’s license assistance
  • Personal injury legal expenses

* Additional Information & Exclusions

Trial Defense Services

Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal membership offers assistance when you need it most.

Up to 60 hours of lawyer time…

During your first membership year, you have up to 60 hours of your Provider Lawyer’s time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person’s employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.

Of these 60 hours, up to 2.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.

Your hours of service increase…

When you renew your membership, your hours of lawyer time increase as follows:

2nd year renewal: Up to 120 hours of assistance at no additional charge including up to 3 hours of pre-trial time.

3rd year renewal: Up to 180 hours of assistance at no additional charge including up to 3.5 hours of pre-trial time.

4th year renewal: Up to 240 hours of assistance at no additional charge including up to 4 hours of pre-trial time.

5th year renewal: Up to 300 hours of assistance at no additional charge including up to 4.5 hours of pre-trial time.

* Additional Information & Exclusions

IRS Audit Legal Services

Your Pre-Paid Legal membership will help you defray the costs of an IRS audit and give you the legal support you need.

Up to 50 hours of lawyer time…

You have up to 50 hours of your Provider Lawyer’s time available at no additional cost when you or a covered family member receives written notice of an IRS audit or are requested to appear at IRS offices regarding your tax return. Your 50 hours are available as follows:

Up to one hour for consultation, advice, and assistance when you receive written notice from the IRS of audit or appearance.

If there is no settlement within 30 days, you have up to 2.5 hours for audit representation, negotiations, phone conversations, and settlement conferences prior to litigation.

If there is no settlement without litigation, up to 46.5 of the remaining hours are available for actual trial appearance if the IRS sues you, or you pay the disputed tax and sue the IRS.

* Additional Information & Exclusions

Other Legal Services

Your Provider Lawyer will render assistance at a 25% reduction to his or her standard hourly rate* for you or your spouse should you need legal services not covered by this plan. A retainer may be required for services being rendered under this benefit. Five days are required for preparation for court representation.

*Hourly rates for Referral Lawyers and court appearances may
vary.
* Additional Information & Exclusions

Additional Information & Exclusions:

Due to regulatory requirements, benefits and rates vary in certain states and provinces. The information contained on this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of plan coverage; only a plan contract can give actual terms, coverage, amounts, conditions and exclusions.

Phone Consultation: Nevada residents limited to 50 hours of telephone consultation per year.

Letters and Phone Calls: A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion.

Contract and Document Review: Nevada residents limited to 5 personal legal documents reviewed per year.

Will Preparation: Trust preparation is available at a 25% discount. A standard Will with yearly updates provided for the primary member at no additional cost. Covered family members can also have their Will prepared for $20 each, with yearly updates for only $20.

Motor Vehicle Legal Services: These services are available 15 days after enrollment. Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Any fines and court costs are the member’s expense. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. These services are limited to two and one-half (2-1/2) hours of lawyer time per claim and do not include the filing of a lawsuit and exclude personal injury and property claims that exceed $2,000. However, you may receive a 25% discount and consult with your Provider Law Firm under the toll-free consultation benefit for any exclusions under this benefit.

Trial Defense Services: This coverage applies only to the named member and spouse. Divorce, separation, annulment, child custody or other divorce-related matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether prescribed or not), hit and run, leaving the scene of an accident and civil or criminal charges occurring as a result of operating a commercial vehicles with more than two axles are not covered under this benefit, but are covered by the preferred member discount. Additional exclusions under this benefit: Being named in a civil lawsuit or having criminal charged filed against you because you are listed as an owner, management or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge. Those charges are covered with your preferred member discount. If the lawsuit was filed because of something that occurred prior to your membership or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment, then the lawsuit is excluded from your Trial Defense benefit. This exclusion applies even if the lawsuit is filed after you become a member. These lawsuits are covered with your preferred member discount. Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party) are excluded. Also, this coverage does not include garnishment, attachment or any other appeal. Your Provider Law Firm has the right to determine whether or not your claim or defense to a matter will prevail in court or is frivolous or without merit. This includes deciding whether or not to appeal any judgment or decision. Your Provider Law Firm also has the right to present your claim or defense according to their independent professional judgment. Pre-Paid Legal will not influence or attempt to modify how your Provider Law Firm provides their professional services.

IRS Audit Legal Services: Does not cover business tax returns, garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions – where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent. Coverage includes the return due on April 15th of the first membership year.

Preferred Member Discount: Depending on your legal needs, a retainer may be required by your Provider Law Firm prior to services being rendered under this discount. Your Provider Law Firm is responsible for determining the amount of the retainer and any other anticipated costs. Other costs you may incur include fines, court costs, penalties, expert witness fees, bonds, bail bonds, and any out-of-pocket expenses. These costs are your responsibility and are not included as part of membership benefits. Your Provider Law Firm cannot provide any legal services until payment of the retainer and other costs have been made. If you need representation in court, you must notify your Provider Law Firm at least five business days in advance so they may prepare for your case.

 

Expanded Family Plan

Preventive Legal Services

Phone Consultations on Unlimited Matters

As a member, you can consult with your Provider Law Firm toll free by phone on any personal or business-related matter. Just call your Provider’s toll-free number during regular business hours when you have a legal problem or question.

Phone Calls and Letters…

A phone call or letter from your Provider Lawyer can get you the results you want fast. Your Provider Lawyer will recommend a letter or phone call when that is the best step for you. One call or letter per personal subject related matter is free with your membership. Plus, you’ll receive two business letters each year at no additional cost! Additional assistance for same subject at 25% discount.

Contract and Document Review…

You can have an unlimited number of personal legal documents, up to ten pages each, reviewed by your Provider Lawyer. Included each year is one business document review at no additional cost! Your Provider Lawyer will analyze the documents and suggest changes for your benefit before you sign.

 

 

Wills for You and Your Family…

A Will for you at no additional charge, not just a "simple" Will, but one that meets most Americans’ needs – with free yearly reviews and updates. Wills for covered family members are just $20 each; changes and updates $20. Trust preparation is available at a 25% discount.

* Additional Information & Exclusions

Motor Vehicle Legal Expense Services

Minor Legal Expenses

Your Provider Lawyer will represent you or your covered family members against moving traffic violations at no additional cost to you. Now you can have help with traffic tickets and not have to worry about the cost of representation.

Major Legal Expenses

Your Provider Lawyer will defend you or your covered family members when you are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide, or Vehicular Homicide at no added cost to you.

And add up to 2.5 hours for help with..

  • Damage recovery service
  • Driver’s license assistance
  • Personal injury legal expenses

* Additional Information & Exclusions

Trial Defense Services

Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal membership offers assistance when you need it most.

Up to 75 hours of lawyer time…

During your first membership year, you have up to 75 hours of your Provider Lawyer’s time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person’s employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.

Of these 75 hours, up to 17.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.

Your hours of service increase…

When you renew your membership, your hours of lawyer time increase as follows:

2nd year renewal: Up to 140 hours of assistance at no additional charge including up to 23 hours of pre-trial time.

3rd year renewal: Up to 205 hours of assistance at no additional charge including up to 28.5 hours of pre-trial time.

4th year renewal: Up to 270 hours of assistance at no additional charge including up to 34 hours of pre-trial time.

5th year renewal: Up to 335 hours of assistance at no additional charge including up to 39.5 hours of pre-trial time.

 

* Additional Information & Exclusions

IRS Audit Legal Services

Your Pre-Paid Legal membership will help you defray the costs of an IRS audit and give you the legal support you need.

Up to 50 hours of lawyer time…

You have up to 50 hours of your Provider Lawyer’s time available at no additional cost when you or a covered family member receives written notice of an IRS audit or are requested to appear at IRS offices regarding your tax return. Your 50 hours are available as follows:

Up to one hour for consultation, advice, and assistance when you receive written notice from the IRS of audit or appearance.

If there is no settlement within 30 days, you have up to 2.5 hours for audit representation, negotiations, phone conversations, and settlement conferences prior to litigation.

If there is no settlement without litigation, up to 46.5 of the remaining hours are available for actual trial appearance if the IRS sues you, or you pay the disputed tax and sue the IRS.

* Additional Information & Exclusions

Other Legal Services

Your Provider Lawyer will render assistance at a 25% reduction to his or her standard hourly rate* for you or your spouse should you need legal services not covered by this plan. A retainer may be required for services being rendered under this benefit. Five days are required for preparation for court representation.

*Hourly rates for Referral Lawyers and court appearances may
vary.
* Additional Information & Exclusions

Additional Information & Exclusions:

Due to regulatory requirements, benefits and rates vary in certain states and provinces. The information contained on this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of plan coverage; only a plan contract can give actual terms, coverage, amounts, conditions and exclusions.

Phone Consultation: Nevada residents limited to 50 hours of telephone consultation per year.

Letters and Phone Calls: A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion.

Contract and Document Review: Nevada residents limited to 5 personal legal documents reviewed per year.

Will Preparation: Trust preparation is available at a 25% discount. A standard Will with yearly updates provided for the primary member at no additional cost. Covered family members can also have their Will prepared for $20 each, with yearly updates for only $20.

 

Motor Vehicle Legal Services: These services are available 15 days after enrollment. Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Any fines and court costs are the member’s expense. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. These services are limited to two and one-half (2-1/2) hours of lawyer time per claim and do not include the filing of a lawsuit and exclude personal injury and property claims that exceed $2,000. However, you may receive a 25% discount and consult with your Provider Law Firm under the toll-free consultation benefit for any exclusions under this benefit.

Trial Defense Services: This coverage applies only to the named member and spouse. Divorce, separation, annulment, child custody or other divorce-related matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether prescribed or not), hit and run, leaving the scene of an accident and civil or criminal charges occurring as a result of operating a commercial vehicles with more than two axles are not covered under this benefit, but are covered by the preferred member discount. Additional exclusions under this benefit: Being named in a civil lawsuit or having criminal charged filed against you because you are listed as an owner, management or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge. Those charges are covered with your preferred member discount. If the lawsuit was filed because of something that occurred prior to your membership or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment, then the lawsuit is excluded from your Trial Defense benefit.This exclusion applies even if the lawsuit is filed after you become a member. These lawsuits are covered with your preferred member discount. Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party) are excluded. Also, this coverage does not include garnishment, attachment or any other appeal. Your Provider Law Firm has the right to determine whether or not your claim or defense to a matter will prevail in court or is frivolous or without merit. This includes deciding whether or not to appeal any judgment or decision. Your Provider Law Firm also has the right to present your claim or defense according to their independent professional judgment. Pre-Paid Legal will not influence or attempt to modify how your Provider Law Firm provides their professional services.

 

IRS Audit Legal Services: Does not cover business tax returns, garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions – where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent. Coverage includes the return due on April 15th of the first membership year.

Preferred Member Discount: Depending on your legal needs, a retainer may be required by your Provider Law Firm prior to services being rendered under this discount. Your Provider Law Firm is responsible for determining the amount of the retainer and any other anticipated costs. Other costs you may incur include fines, court costs, penalties, expert witness fees, bonds, bail bonds, and any out-of-pocket expenses. These costs are your responsibility and are not included as part of membership benefits. Your

Provider Law Firm cannot provide any legal services until payment of the retainer and other costs have been made. If you need representation in court, you must notify your Provider Law Firm at least five business days in advance so they may prepare for your case.

 

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Why Make the Effort to Succeed in MLM?

2009 July 24
by 1familyman
62/365

Image by CR Artist via Flickr

If you think the only way one becomes rich is to either inherit wealth or win the lottery and or most rich people stole money from others to be rich then you are right.  Don’t waste you time reading further.

For any of the rest of you who believe wealth is a reward which received by those with vision, hard work, team work and perseverance.  These ‘wealthy’  people, regardless of their station in life, work hard to provide a desired, good product to a grateful consumer and enjoy the fruits thereof. . .  then . . . read on.

You’ll become the better for it. 

Yes, you or someone you know may have . . .

  • failed in an MLM effort or
  • were ‘taken’ by an unscrupulous MLM upline  or
  • lost your way because your MLM failed or
  • the list can go on and on . . .

HECK . . . people and companies fail, are suckered, or are left high and dry by something or someone . . .  everyday from school age into their last days. So what.  Get over it. 

MLM’s are a legitimate alternative to the traditional multi-leveled distribution system.  For those manufacturers who choose, all the mark-up from production to the consumer is given to their MLMers instead.  

If you were a manufacturer of a unique, consumable product who would you rather pay to distribute and market your products ? 

  • Multi-Level-Marketing System: 

A consumer who loves your products, tells others about these products producing sales and

A consumer/ agent ( up-line )who teach others ( down-line ) how they can do the same resulting in the production of more sales and finding / training / maintaining more agents, who receive their benefit based on their ability to produce or

  • Traditional Marketing/Distribution/Sales System 

Paying a professional distributor/marketer/sales team who will get your product to consumer with the same professionalism as they would for your competitor and charge you according to their credentialed and historical expertise and production of results.  Generally, this is regardless of which manufacturer has the best quality.

IF YOU PRODUCE THE BEST QUALITY PRODUCT, WHICH WOULD YOU WANT TO DISTRIBUTE YOUR PRODUCT? 

Health Supplement, Cosmetic,  legal  and other manufacturers and services are choosing MLM for their distribution/sales solution and therefore insure their consumers have the best opportunity to understand their value.

Knowing this Robert and Donald point out these MLM benefits in Chapter 27:

  1. Anyone can start $50 to $1000 +/-
  2. Requires no previous skill set or training and
  3. Trainable people have leaders who will stand by to support and train them until they can succeed. ( For some this may take months and for some this process may take years.  The key point: Being Trainable and Quality Training)
  4. You grow in your ability to truly care about others
  5. They can work part-time AND
  6. AND with perseverance you  may become a leader who is well  respected and as rich as you want to become.

       You’ll become the better for succeeding in MLM.

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Health and Wellness Flyers : Concentra Inc.

2009 July 15
by 1familyman

Hats Off to Concentra .  They have done a great service by stating health maintenance information in a useful way (see links to flyers below).

My favorite Concentra article is: ‘ Metabolic Syndrome‘  and the BMI -  ‘Body Mass Index‘ . 

BMI: Body Mass Index  Multiply your weight by 703 then divide by your height in inches.  Then divide the result by your height in inches again.  >18.5 and <24.9 is healthy. 

I use the Metabolic Plan by Stephen Cherniske M.S. for my health regimen.   He clearly explains a natural way to increase repair (anabolic metabolism) and decrease breakdown (catabolic metabolism)  for bring to support living younger, longer.  For the nutraceutical support I use for my metabolic health regimen [ Click Here ] .

 Concentra Health and Wellness

By living a healthful lifestyle, you can help prevent serious illness and premature death. The U.S. Task Force on Disease Prevention and Health Promotion recently delivered a report to the health care providers of the nation. They stated that “the most effective interventions available to clinicians for reducing incidence of disease and disability in the United States are those that address the personal health practices of patients.”

Concentra is committed to the health and wellness of our patients, so we’re pleased to provide you free access to the following health and wellness-related flyers:

Health and Wellness Flyers : Concentra Inc.

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Resveratrol and diabetes

2009 June 20
by 1familyman
Mechanism of insulin release in normal pancrea...

Image via Wikipedia

There are many companies out there who are offering Resveratrol. 

How many have jumped the gun?

There is a huge distinction between rats and humans. 

 

Evaluate the Suppliers:

  1. Have they performed the double-blind placebo based clinical human trials to verify safe, effective dosing?  Ask for the data.
  2. Have they stabilized the delivery of Resveratrol so that the   XX mg per dose you have in their bottle today is also there when you open their bottle tomorrow?

Note: The amount of Resveratrol in a bottle of Pinot Grigio is diminished by approximately 50% when the bottle is opened the following day.

Do the research, evaluate the suppliers and it will make a difference in your supplemental health regime.  I recommend Univera.

Studies showed that resveratrol increased life span in lower organisms by activating the NAD (+)-dependent histone deacetylase Sirt1. And, it was found that that resveratrol promoted longevity and improved glucose homeostasis in mice by stimulating the Sirt1-mediated deacetylation of the transcriptional coactivator PGC-1alpha. [7] Researchers are interested to know if resveratrol benefits animals suffered from chronic diseases, such as diabetes. The following is a summary of a few interesting research studies about the potential benefits of resveratrol on chronic diseases, such as diabetes. In 2001, Naderali EK and co-workers from University of Liverpool found resveratrol (5-35 micromole/l) induced concentration-dependent relaxation of mesenteric arteries preconstricted with noradrenaline (8 micromol/l) or KCl (125 mmol/l) from both lean and dietary-obese rats. [1] Hyperglycemia, a symptom of diabetes mellitus, induces hyperosmotic responses, including apoptosis, in vascular endothelial cells and leukocytes. Hyperosmotic shock elicits a stress response in mammalian cells, often leading to apoptotic cell death. Moreover, resveratrol was found to attenuate high glucose-induced apoptotic changes by virtue of its antioxidant property. [2] Diabetic nephropathy is a serious vascular complication and one of the main causes of end-stage renal disease. Increased oxidative stress plays an important role in the etiology of diabetic nephropathy. In a study, researchers found treatment with resveratrol significantly attenuated renal dysfunction and oxidative stress in diabetic rats. [3] Most of type 2 diabetes mellitus patients eventually become insulin dependent because insulin secretion by the islets of Langerhans becomes exhausted. In the present study, researchers from Chang Gung University, Taiwan, showed that resveratrol (3,5,4′-trihydroxylstilbene) possesses hypoglycemic and hypolipidemic effects in streptozotocin-induced diabetes rats. In resveratrol-treated diabetic rats, the plasma glucose concentration on day 14 was reduced by 25.3%, and the triglyceride concentration was reduced by 50.2% compared with the placebo-treated rats. In nicotinamide-treated diabetic rats, the plasma glucose oncentration on day 14 was reduced only by 20.3 %, and the triglyceride concentration was reduced by 33 %. Resveratrol administration ameliorates common DM symptoms, such as body weight loss, polyphagia, and polydipsia. In STZ-nicotinamide DM rats, resveratrol administration significantly decreased insulin secretion and delayed the onset of insulin resistance. [4] Usually, diabetic rats exhibited a significant thermal hyperalgesia and cold allodynia along with increased plasma glucose and decreased body weights. Allodynia means other pain. It is a painful response to a usually non-painful stimulus. Hyperalgesia is an increased sensitivity to pain, which may be caused by damage to nociceptors or peripheral nerves. [Wikipedia] Sharma S and co-workers from Panjab University, India, reported treatment with resveratrol (10mg/kg orally) from week 4 to week 6 significantly attenuated the cold allodynia and thermal hyperalgesia, suggesting the application of resveratrol in diabetes, especially for diabetic neuropathy. [5] Researchers, at Boston University Medical Center, revealed inactivation of hepatic AMP-activated protein kinase was a key event in the pathogenesis of hyperlipidemia in diabetes (based on a study of in type 1 diabetic LDL receptor-deficient mice). They showed that resveratrol could lower lipid levels by activating AMP-activated protein kinase. It was about 200 times the potency of Metformin! [6] Recent Research Studies of Resveratrol on Diabetes Schmatz R and co-workers from Universidade Federal de Santa Maria, Brazil, found that treatment with resveratrol prevented the increase in acetylcholinesterase activity and consequently memory impairment in diabetic rats. [8] Palsamy P and other India researchers found daily oral treatment of resveratrol to diabetic rats for 30 days demonstrated a significant decline in blood glucose and glycosylated hemoglobin levels and a significant increase in plasma insulin level. The administration of resveratrol also reverted the altered activities of the key enzymes of carbohydrate metabolism such as hexokinase, pyruvate kinase, lactate dehydrogenase, glucose-6-phosphatase, fructose-1,6-bisphosphatase, glucose-6-phosphate dehydrogenase, glycogen synthase and glycogen phosphorylase in liver and kidney tissues of diabetic rats to near normal levels. [9] Researchers from New York Medical College observed that resveratrol increased mitochondrial mass and mtDNA content, up-regulated protein expression of electron transport chain constituents and induced mitochondrial biogenesis factors (PGC-1alpha, Nrf-1, Tfam) in cultured human coronary arterial endothelial cells. They found resveratrol treatment normalized impaired mitochondrial biogenesis in aortas of type 2 diabetic mice. This suggests the potential benefits of resveratrol on diabetes or metabolic diseases. [10] Researchers from Dortmund University of Technology, Germany, observed that resveratrol could inhibit the formation of islet amyloid polypeptide (IAPP) fibril. Following preferential partitioning of IAPP into the fluid lipid phase, the membrane of beta-cells suffered irreversible damage and predominantly circularly-shaped lipid-containing IAPP amyloid was formed. Deposition of amyloid in the extracellular matrix of beta-cells commonly occurs in type II diabetes mellitus. Thus, resveratrol may benefit animals suffered from diabetes. [11] Rodella LF and co-workers from University of Brescia, Italy, found resveratrol and cobalt protoporphyrin administration increased heme oxygenase-1 protein expression and heme oxygenase activity in the aorta and significantly increased serum adiponectin levels, compared to untreated diabetic rats. Increased heme oxygenase-1 expression usually improves vascular function. [12] Resveratrol decreased blood glucose, glycosylated hemoglobin, blood urea, serum uric acid, serum creatinine and diminished activities of pathophysiological enzymes such as aspartate transaminase (AST), alanine transaminase (ALT) and alkaline phosphatase (ALP) in diabetic rats after 30 days of treatment. [13] The prevalence of nonalcoholic fatty liver disease is high.nonalcoholic fatty liver disease is linked to obesity, diabetes mellitus, and hypertriglyceridemia. Approximately 20% of patients with nonalcoholic fatty liver disease will eventually develop cirrhosis. Resveratrol was found to decrease nonalcoholic fatty liver disease severity in rats. This effect was mediated, at least in part, by tumor necrosis factor alpha (TNF-alpha) inhibition and antioxidant activities. [14] Resveratrol Benefits and Side Effects Resveratrol Arthritis Resveratrol Cream Resveratrol Cancers Does grape seed extract lower bad cholesterol?

Source: Does resveratrol helps diabetes?

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